Thanks for the reply. The resource that you provided is pretty good, even going so far as having a tool for generating encrypted passwords. I'll have to puzzle over the article's contents a bit more before I will be able to get folder protection up and running. While this method appears to do what Cpanel does in terms of functionality, the point and click nature of the Cpanel tool is certainly a lot more user friendly than having to put together several files of code.
Your assistance is much appreciated. Again, thank you.